The City of Bradford has in place a housing rehabilitation program that assists homeowners with home repairs with priority consideration given to homeowners in the Elm Street Neighborhood. The City's housing rehabilitation program addresses BOCA housing code violations. The funds are used for a wide variety of rehabilitation needs including new heating systems, electrical, plumbing, foundations and porches, roofs, exterior siding or painting, bathrooms/kitchens and safety (smoke detectors, hot water tank relief valves).
There are three levels of funding available in the City of Bradford to assist homeowners depending on household income. Hardship grant funds, combination grant/loan and low interest loans are provided based upon household income.
Guidelines and Income Limits:
Applications are accepted on a first come, first serve basis and will be processed in order of receipt. Applicant must own their home by deed and be current on city utlities and taxes.
A mortgage is filed against the property in the amount of the assistance provided. Grant funds are provided as a forgiveness grant. The homeowner must reside in home for a five, ten, fifteen or twenty year period depending upon the amount of the assistance. |